ZIP profile

Banking access in ZIP 81321

Colorado · Montezuma CO. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.789. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.789
National pressure rank#3,966 of 20,307
National percentile78.0
State pressure rank#62 of 316
State percentile77.85
Weighted banking-desert geography12.79%
Weighted potential-desert geography0.00%
Population banking-desert exposure8.85%
Population potential-desert exposure0.00%
Allocated population14,665.97
Allocated population in banking deserts1,298.34

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1,191.90393.0732.98%STANDARD
Asian non-Hispanic213.920.000.00%LIMITED
Black non-Hispanic102.060.000.00%LIMITED
Residents with disabilities2,807.84203.437.25%STANDARD
Hispanic2,466.1339.411.60%STANDARD
Older residents3,181.74290.099.12%STANDARD
Other race non-Hispanic58.300.000.00%LIMITED
People of color4,531.77441.139.73%STANDARD
Two or more races non-Hispanic493.292.470.50%LIMITED
White non-Hispanic10,134.20857.218.46%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →