ZIP profile

Banking access in ZIP 81223

Colorado · Fremont CO. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.2631. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.2631
National pressure rank#98 of 20,307
National percentile98.23
State pressure rank#4 of 316
State percentile97.47
Weighted banking-desert geography99.26%
Weighted potential-desert geography0.00%
Population banking-desert exposure98.83%
Population potential-desert exposure0.00%
Allocated population1,818.11
Allocated population in banking deserts1,796.86

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.050.000.00%LIMITED
Asian non-Hispanic12.6112.6099.94%LIMITED
Black non-Hispanic3.542.8179.54%LIMITED
Residents with disabilities355.10351.6499.02%LIMITED
Hispanic122.79120.7598.33%LIMITED
Older residents784.14775.8598.94%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color169.94166.9098.21%LIMITED
Two or more races non-Hispanic30.3430.1399.29%LIMITED
White non-Hispanic1,648.161,629.9698.90%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →