ZIP profile

Banking access in ZIP 81039

Colorado · Otero CO. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.0326. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.0326
National pressure rank#5,065 of 20,307
National percentile72.54
State pressure rank#79 of 316
State percentile72.47
Weighted banking-desert geography5.54%
Weighted potential-desert geography0.99%
Population banking-desert exposure11.32%
Population potential-desert exposure1.27%
Allocated population1,819.66
Allocated population in banking deserts206.03

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.360.041.87%LIMITED
Asian non-Hispanic0.640.000.00%LIMITED
Black non-Hispanic3.990.8220.54%LIMITED
Residents with disabilities400.8633.448.34%LIMITED
Hispanic448.3752.1211.62%LIMITED
Older residents513.2244.788.73%LIMITED
Other race non-Hispanic0.050.000.00%LIMITED
People of color476.3754.1811.37%LIMITED
Two or more races non-Hispanic13.980.100.69%LIMITED
White non-Hispanic1,343.29151.8511.30%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →