ZIP profile

Banking access in ZIP 79720

Texas · Howard TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.0382. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.0382
National pressure rank#6,613 of 20,307
National percentile64.8
State pressure rank#618 of 1,436
State percentile55.01
Weighted banking-desert geography0.00%
Weighted potential-desert geography2.08%
Population banking-desert exposure0.00%
Population potential-desert exposure0.83%
Allocated population35,775.60
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic235.060.000.00%LIMITED
Asian non-Hispanic196.970.000.00%LIMITED
Black non-Hispanic1,866.930.000.00%STANDARD
Residents with disabilities6,055.700.000.00%HIGH
Hispanic15,574.170.000.00%HIGH
Older residents4,552.970.000.00%STANDARD
Other race non-Hispanic43.000.000.00%LIMITED
People of color18,947.630.000.00%HIGH
Two or more races non-Hispanic1,020.500.000.00%STANDARD
White non-Hispanic16,827.960.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →