ZIP profile

Banking access in ZIP 79416

Texas · Lubbock TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.8377. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.8377
National pressure rank#5,903 of 20,307
National percentile68.37
State pressure rank#540 of 1,436
State percentile60.45
Weighted banking-desert geography2.84%
Weighted potential-desert geography0.00%
Population banking-desert exposure1.67%
Population potential-desert exposure0.00%
Allocated population37,997.70
Allocated population in banking deserts636.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic161.240.000.00%LIMITED
Asian non-Hispanic1,126.9613.941.24%STANDARD
Black non-Hispanic2,541.2016.670.66%STANDARD
Residents with disabilities3,609.08123.993.44%STANDARD
Hispanic13,756.83235.851.71%HIGH
Older residents3,727.9064.271.72%STANDARD
Other race non-Hispanic47.940.000.00%LIMITED
People of color18,353.09269.191.47%HIGH
Two or more races non-Hispanic712.460.000.00%LIMITED
White non-Hispanic19,644.61367.111.87%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →