ZIP profile

Banking access in ZIP 79407

Texas · Lubbock TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.8814. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.8814
National pressure rank#4,365 of 20,307
National percentile76.01
State pressure rank#400 of 1,436
State percentile70.19
Weighted banking-desert geography9.88%
Weighted potential-desert geography0.00%
Population banking-desert exposure6.76%
Population potential-desert exposure0.00%
Allocated population21,652.81
Allocated population in banking deserts1,462.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic34.850.000.00%LIMITED
Asian non-Hispanic753.5632.064.25%LIMITED
Black non-Hispanic1,079.5938.333.55%STANDARD
Residents with disabilities3,060.78285.019.31%STANDARD
Hispanic6,920.87542.157.83%HIGH
Older residents2,215.43147.736.67%STANDARD
Other race non-Hispanic0.600.000.00%LIMITED
People of color9,008.61618.816.87%HIGH
Two or more races non-Hispanic211.850.000.00%LIMITED
White non-Hispanic12,644.19843.896.67%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →