ZIP profile

Banking access in ZIP 79404

Texas · Lubbock TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.019. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.019
National pressure rank#2,550 of 20,307
National percentile85.02
State pressure rank#230 of 1,436
State percentile82.03
Weighted banking-desert geography25.78%
Weighted potential-desert geography4.48%
Population banking-desert exposure26.32%
Population potential-desert exposure5.43%
Allocated population9,405.63
Allocated population in banking deserts2,475.52

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic38.8738.0097.76%LIMITED
Asian non-Hispanic40.1632.0479.77%LIMITED
Black non-Hispanic2,066.7737.041.79%STANDARD
Residents with disabilities1,927.64386.3120.04%STANDARD
Hispanic5,121.871,568.3330.62%HIGH
Older residents1,607.17249.2815.51%STANDARD
Other race non-Hispanic0.620.000.00%LIMITED
People of color7,348.531,708.4123.25%HIGH
Two or more races non-Hispanic80.2333.0041.13%LIMITED
White non-Hispanic2,057.10767.1037.29%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →