ZIP profile

Banking access in ZIP 79403

Texas · Lubbock TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 76.1368. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index76.1368
National pressure rank#588 of 20,307
National percentile95.81
State pressure rank#39 of 1,436
State percentile96.52
Weighted banking-desert geography74.91%
Weighted potential-desert geography2.46%
Population banking-desert exposure86.78%
Population potential-desert exposure2.72%
Allocated population17,008.03
Allocated population in banking deserts14,760.13

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic23.5115.7967.16%LIMITED
Asian non-Hispanic126.86119.9494.54%LIMITED
Black non-Hispanic4,221.703,723.1988.19%STANDARD
Residents with disabilities3,195.692,815.0288.09%STANDARD
Hispanic8,021.207,307.2191.10%HIGH
Older residents2,771.442,334.8584.25%STANDARD
Other race non-Hispanic7.407.0094.62%LIMITED
People of color12,514.8211,273.6390.08%HIGH
Two or more races non-Hispanic114.15100.4988.04%LIMITED
White non-Hispanic4,493.213,486.5077.59%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →