ZIP profile

Banking access in ZIP 79316

Texas · Terry TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0867. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0867
National pressure rank#7,518 of 20,307
National percentile60.12
State pressure rank#712 of 1,436
State percentile48.4
Weighted banking-desert geography0.03%
Weighted potential-desert geography0.12%
Population banking-desert exposure0.01%
Population potential-desert exposure0.03%
Allocated population11,299.05
Allocated population in banking deserts1.54

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.000.000.00%LIMITED
Asian non-Hispanic0.070.017.03%LIMITED
Black non-Hispanic289.020.000.00%LIMITED
Residents with disabilities1,803.820.280.02%STANDARD
Hispanic6,368.830.560.01%HIGH
Older residents1,723.960.250.01%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color6,729.280.580.01%HIGH
Two or more races non-Hispanic57.360.010.01%LIMITED
White non-Hispanic4,569.770.960.02%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →