ZIP profile

Banking access in ZIP 79248

Texas · Cottle TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 54.1637. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index54.1637
National pressure rank#1,054 of 20,307
National percentile93.5
State pressure rank#85 of 1,436
State percentile93.31
Weighted banking-desert geography53.78%
Weighted potential-desert geography0.76%
Population banking-desert exposure16.72%
Population potential-desert exposure1.02%
Allocated population1,573.24
Allocated population in banking deserts263.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.440.000.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic100.430.000.00%LIMITED
Residents with disabilities328.0035.8310.92%LIMITED
Hispanic309.6356.5718.27%LIMITED
Older residents312.0029.239.37%LIMITED
Other race non-Hispanic41.440.000.00%LIMITED
People of color505.9856.5711.18%LIMITED
Two or more races non-Hispanic52.040.000.00%LIMITED
White non-Hispanic1,067.26206.4919.35%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →