ZIP profile

Banking access in ZIP 78861

Texas · Medina TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 38.0166. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index38.0166
National pressure rank#2,020 of 20,307
National percentile87.64
State pressure rank#177 of 1,436
State percentile85.72
Weighted banking-desert geography37.79%
Weighted potential-desert geography0.46%
Population banking-desert exposure11.35%
Population potential-desert exposure0.45%
Allocated population15,613.23
Allocated population in banking deserts1,772.40

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.250.000.00%LIMITED
Asian non-Hispanic217.56184.5984.84%LIMITED
Black non-Hispanic819.020.000.00%LIMITED
Residents with disabilities2,697.66220.578.18%STANDARD
Hispanic7,487.35185.692.48%HIGH
Older residents2,620.60425.3716.23%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color9,230.87405.274.39%HIGH
Two or more races non-Hispanic706.6835.004.95%LIMITED
White non-Hispanic6,382.361,367.1321.42%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →