ZIP profile

Banking access in ZIP 78666

Texas · Hays TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 13.4632. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index13.4632
National pressure rank#3,875 of 20,307
National percentile78.45
State pressure rank#364 of 1,436
State percentile72.7
Weighted banking-desert geography13.46%
Weighted potential-desert geography0.00%
Population banking-desert exposure11.49%
Population potential-desert exposure0.00%
Allocated population78,759.67
Allocated population in banking deserts9,048.41

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic97.7714.7515.09%LIMITED
Asian non-Hispanic1,715.62157.629.19%STANDARD
Black non-Hispanic3,902.73711.4318.23%STANDARD
Residents with disabilities9,695.98968.839.99%HIGH
Hispanic34,460.793,530.0110.24%HIGH
Older residents8,749.11875.3910.01%HIGH
Other race non-Hispanic1,181.7911.801.00%STANDARD
People of color43,149.934,512.5210.46%HIGH
Two or more races non-Hispanic1,790.3086.874.85%STANDARD
White non-Hispanic35,609.744,535.9012.74%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →