ZIP profile

Banking access in ZIP 78655

Texas · Caldwell TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 15.489. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index15.489
National pressure rank#3,621 of 20,307
National percentile79.71
State pressure rank#330 of 1,436
State percentile75.07
Weighted banking-desert geography15.49%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.91%
Population potential-desert exposure0.00%
Allocated population4,474.58
Allocated population in banking deserts443.51

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic8.520.000.00%LIMITED
Black non-Hispanic396.4818.814.74%LIMITED
Residents with disabilities606.8376.6712.63%LIMITED
Hispanic2,361.77193.618.20%STANDARD
Older residents341.0963.9718.75%LIMITED
Other race non-Hispanic7.640.000.00%LIMITED
People of color2,846.83213.577.50%STANDARD
Two or more races non-Hispanic68.341.151.68%LIMITED
White non-Hispanic1,627.75229.9414.13%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →