ZIP profile

Banking access in ZIP 78638

Texas · Guadalupe TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.1501. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.1501
National pressure rank#102 of 20,307
National percentile98.21
State pressure rank#9 of 1,436
State percentile98.61
Weighted banking-desert geography99.15%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.08%
Population potential-desert exposure0.00%
Allocated population2,726.64
Allocated population in banking deserts2,701.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic78.7178.71100.00%LIMITED
Residents with disabilities586.53584.7599.70%LIMITED
Hispanic830.71815.6798.19%LIMITED
Older residents598.63594.4999.31%LIMITED
Other race non-Hispanic0.160.16100.00%LIMITED
People of color975.87960.6098.44%LIMITED
Two or more races non-Hispanic30.7030.4699.23%LIMITED
White non-Hispanic1,750.771,740.8799.43%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →