ZIP profile

Banking access in ZIP 78620

Texas · Hays TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 22.3427. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index22.3427
National pressure rank#2,990 of 20,307
National percentile82.84
State pressure rank#279 of 1,436
State percentile78.62
Weighted banking-desert geography22.34%
Weighted potential-desert geography0.00%
Population banking-desert exposure6.95%
Population potential-desert exposure0.00%
Allocated population17,885.88
Allocated population in banking deserts1,242.20

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.530.000.00%LIMITED
Asian non-Hispanic162.380.000.00%LIMITED
Black non-Hispanic64.090.000.00%LIMITED
Residents with disabilities1,144.3853.584.68%STANDARD
Hispanic3,171.57158.755.01%STANDARD
Older residents2,691.11337.3412.54%STANDARD
Other race non-Hispanic37.320.000.00%LIMITED
People of color3,774.61177.604.71%STANDARD
Two or more races non-Hispanic304.370.000.00%LIMITED
White non-Hispanic14,111.271,064.607.54%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →