ZIP profile

Banking access in ZIP 78538

Texas · Hidalgo TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 22.843. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index22.843
National pressure rank#2,952 of 20,307
National percentile83.03
State pressure rank#274 of 1,436
State percentile78.97
Weighted banking-desert geography18.50%
Weighted potential-desert geography8.69%
Population banking-desert exposure8.54%
Population potential-desert exposure11.33%
Allocated population20,833.48
Allocated population in banking deserts1,778.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic52.150.000.00%LIMITED
Residents with disabilities3,401.39253.637.46%STANDARD
Hispanic20,527.441,714.318.35%HIGH
Older residents2,591.09173.046.68%STANDARD
Other race non-Hispanic0.460.000.00%LIMITED
People of color20,583.931,714.318.33%HIGH
Two or more races non-Hispanic3.870.000.00%LIMITED
White non-Hispanic249.5564.4725.83%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →