ZIP profile

Banking access in ZIP 78409

Texas · Nueces TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.9507. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.9507
National pressure rank#7 of 20,307
National percentile98.68
State pressure rank#3 of 1,436
State percentile99.03
Weighted banking-desert geography99.95%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.94%
Population potential-desert exposure0.00%
Allocated population2,732.32
Allocated population in banking deserts2,730.81

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic13.9813.98100.00%LIMITED
Black non-Hispanic52.9252.8699.89%LIMITED
Residents with disabilities409.97409.7999.96%LIMITED
Hispanic2,088.262,087.2099.95%STANDARD
Older residents385.63385.4699.96%LIMITED
Other race non-Hispanic0.010.000.00%LIMITED
People of color2,183.222,182.0999.95%STANDARD
Two or more races non-Hispanic0.000.00UnavailableNOT_AVAILABLE
White non-Hispanic549.10548.7199.93%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →