Some Banking-Access Constraint
ZIP 78260 is not predominantly banking-desert geography, but a meaningful share is exposed. Approximately 22.28% of its weighted tract geography is associated with banking-desert conditions, representing about 12.46% of the ZIP's allocated population. Its Financial Access Pressure Index is 22.2827, ranking #2995 of 20307 eligible ZIPs.
Banking access
What the numbers mean
Geographic exposure is not the same as individual banking behavior. Federal Reserve classifications remain tract-level; NDS derives governed ZIP exposure.
Pressure index22.28
National rank#2995 of 20,307
National percentile82.82
Banking-desert geographic exposure22.28%
Population exposure12.46%
Potential-desert exposure0.0%
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People & Financial Access
Who is represented in exposed geography?
Estimated/allocated population-group exposure. These are not official Census ZIP subgroup counts and do not infer individual banking behavior.
American Indian / Alaska Native non-Hispanic0 exposed0.00%
Asian non-Hispanic411 exposed21.82%
Black non-Hispanic103 exposed9.84%
Hispanic918 exposed11.30%
Older residents398 exposed10.67%
Other race non-Hispanic0 exposed0.00%
People of color1,460 exposed12.20%
Residents with disabilities254 exposed9.65%
Two or more races non-Hispanic28 exposed7.60%
White non-Hispanic1,833 exposed12.68%
Source snapshot: supplied NDS Banking Access report records. Underlying observation year: not supplied. Read sources and limitations →