ZIP profile

Banking access in ZIP 78124

Texas · Guadalupe TX. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 41.5592. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index41.5592
National pressure rank#1,825 of 20,307
National percentile88.6
State pressure rank#163 of 1,436
State percentile86.7
Weighted banking-desert geography5.81%
Weighted potential-desert geography71.49%
Population banking-desert exposure3.70%
Population potential-desert exposure53.26%
Allocated population6,996.47
Allocated population in banking deserts258.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.690.000.00%LIMITED
Asian non-Hispanic37.930.000.00%LIMITED
Black non-Hispanic736.303.100.42%LIMITED
Residents with disabilities949.9132.503.42%LIMITED
Hispanic2,343.7062.222.65%STANDARD
Older residents986.8658.585.94%LIMITED
Other race non-Hispanic5.730.000.00%LIMITED
People of color3,502.7971.092.03%STANDARD
Two or more races non-Hispanic373.153.530.95%LIMITED
White non-Hispanic3,493.68187.835.38%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →