ZIP profile

Banking access in ZIP 78063

Texas · Bandera TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 96.9425. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index96.9425
National pressure rank#184 of 20,307
National percentile97.8
State pressure rank#14 of 1,436
State percentile98.26
Weighted banking-desert geography96.94%
Weighted potential-desert geography0.00%
Population banking-desert exposure94.24%
Population potential-desert exposure0.00%
Allocated population9,209.46
Allocated population in banking deserts8,678.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic64.7664.2899.26%LIMITED
Asian non-Hispanic63.1362.1798.48%LIMITED
Black non-Hispanic39.5539.3499.47%LIMITED
Residents with disabilities2,071.801,995.8396.33%STANDARD
Hispanic1,606.171,473.6891.75%STANDARD
Older residents2,708.742,576.7595.13%STANDARD
Other race non-Hispanic46.5045.2597.30%LIMITED
People of color2,101.361,962.4293.39%STANDARD
Two or more races non-Hispanic281.25277.7098.74%LIMITED
White non-Hispanic7,108.116,716.2694.49%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →