ZIP profile

Banking access in ZIP 78028

Texas · Kerr TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.8514. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.8514
National pressure rank#6,722 of 20,307
National percentile64.25
State pressure rank#633 of 1,436
State percentile53.97
Weighted banking-desert geography0.00%
Weighted potential-desert geography1.70%
Population banking-desert exposure0.00%
Population potential-desert exposure2.16%
Allocated population37,562.17
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic47.380.000.00%LIMITED
Asian non-Hispanic268.560.000.00%LIMITED
Black non-Hispanic628.070.000.00%LIMITED
Residents with disabilities6,443.950.000.00%HIGH
Hispanic10,378.150.000.00%HIGH
Older residents10,578.590.000.00%HIGH
Other race non-Hispanic51.400.000.00%LIMITED
People of color11,984.330.000.00%HIGH
Two or more races non-Hispanic609.450.000.00%LIMITED
White non-Hispanic25,577.830.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →