ZIP profile

Banking access in ZIP 77351

Texas · Polk TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 11.7827. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index11.7827
National pressure rank#4,111 of 20,307
National percentile77.27
State pressure rank#383 of 1,436
State percentile71.38
Weighted banking-desert geography11.65%
Weighted potential-desert geography0.27%
Population banking-desert exposure6.84%
Population potential-desert exposure0.18%
Allocated population34,553.69
Allocated population in banking deserts2,364.26

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic663.7325.823.89%LIMITED
Asian non-Hispanic287.810.000.00%LIMITED
Black non-Hispanic3,455.2961.561.78%STANDARD
Residents with disabilities7,737.36793.3810.25%HIGH
Hispanic5,249.000.000.00%HIGH
Older residents6,343.17526.278.30%HIGH
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color10,277.80152.921.49%HIGH
Two or more races non-Hispanic599.9765.5410.92%LIMITED
White non-Hispanic24,275.892,211.349.11%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →