ZIP profile

Banking access in ZIP 77316

Texas · Montgomery TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 23.1188. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index23.1188
National pressure rank#2,934 of 20,307
National percentile83.12
State pressure rank#271 of 1,436
State percentile79.18
Weighted banking-desert geography16.30%
Weighted potential-desert geography13.64%
Population banking-desert exposure15.42%
Population potential-desert exposure15.12%
Allocated population27,297.26
Allocated population in banking deserts4,208.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic53.5018.9035.32%LIMITED
Asian non-Hispanic235.6547.3620.10%LIMITED
Black non-Hispanic289.9863.2221.80%LIMITED
Residents with disabilities2,445.22450.6018.43%STANDARD
Hispanic3,526.181,130.8332.07%STANDARD
Older residents3,683.48633.6817.20%STANDARD
Other race non-Hispanic3.140.000.00%LIMITED
People of color4,413.421,361.5930.85%STANDARD
Two or more races non-Hispanic304.97101.2933.21%LIMITED
White non-Hispanic22,883.832,847.3712.44%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →