ZIP profile

Banking access in ZIP 77078

Texas · Harris TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.9845. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.9845
National pressure rank#2 of 20,307
National percentile98.7
State pressure rank#2 of 1,436
State percentile99.09
Weighted banking-desert geography99.97%
Weighted potential-desert geography0.03%
Population banking-desert exposure99.97%
Population potential-desert exposure0.03%
Allocated population12,599.80
Allocated population in banking deserts12,596.62

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic72.5372.53100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic6,919.066,918.4999.99%HIGH
Residents with disabilities2,071.482,070.8599.97%STANDARD
Hispanic5,045.385,043.2899.96%HIGH
Older residents1,803.181,802.7799.98%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color12,067.3412,064.6899.98%HIGH
Two or more races non-Hispanic30.3830.3899.99%LIMITED
White non-Hispanic532.46531.9599.90%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →