ZIP profile

Banking access in ZIP 77048

Texas · Harris TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 79.6051. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index79.6051
National pressure rank#527 of 20,307
National percentile96.11
State pressure rank#35 of 1,436
State percentile96.8
Weighted banking-desert geography59.21%
Weighted potential-desert geography40.79%
Population banking-desert exposure61.23%
Population potential-desert exposure38.77%
Allocated population18,090.23
Allocated population in banking deserts11,077.23

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.000.000.00%LIMITED
Asian non-Hispanic94.4135.4137.51%LIMITED
Black non-Hispanic13,114.728,006.7261.05%HIGH
Residents with disabilities2,307.321,540.3266.76%STANDARD
Hispanic4,142.542,525.5460.97%STANDARD
Older residents2,379.711,663.7169.91%STANDARD
Other race non-Hispanic96.5496.54100.00%LIMITED
People of color17,571.9310,733.9361.09%HIGH
Two or more races non-Hispanic118.7369.7358.73%LIMITED
White non-Hispanic518.29343.2966.24%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →