ZIP profile

Banking access in ZIP 77040

Texas · Harris TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.5198. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.5198
National pressure rank#5,413 of 20,307
National percentile70.81
State pressure rank#486 of 1,436
State percentile64.21
Weighted banking-desert geography0.00%
Weighted potential-desert geography9.04%
Population banking-desert exposure0.00%
Population potential-desert exposure11.11%
Allocated population49,999.61
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic74.810.000.00%LIMITED
Asian non-Hispanic3,627.780.000.00%STANDARD
Black non-Hispanic7,574.380.000.00%HIGH
Residents with disabilities4,432.700.000.00%STANDARD
Hispanic25,427.420.000.00%HIGH
Older residents4,703.010.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color37,259.300.000.00%HIGH
Two or more races non-Hispanic413.930.000.00%LIMITED
White non-Hispanic12,740.300.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →