ZIP profile

Banking access in ZIP 77028

Texas · Harris TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 87.5344. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index87.5344
National pressure rank#393 of 20,307
National percentile96.77
State pressure rank#27 of 1,436
State percentile97.35
Weighted banking-desert geography75.54%
Weighted potential-desert geography24.00%
Population banking-desert exposure78.08%
Population potential-desert exposure21.48%
Allocated population17,567.49
Allocated population in banking deserts13,716.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic42.6842.68100.00%LIMITED
Asian non-Hispanic2.010.000.00%LIMITED
Black non-Hispanic11,222.198,320.9474.15%HIGH
Residents with disabilities3,572.802,725.4276.28%STANDARD
Hispanic5,830.524,925.1484.47%HIGH
Older residents2,683.512,066.4777.01%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color17,181.1813,372.2677.83%HIGH
Two or more races non-Hispanic83.7783.4999.67%LIMITED
White non-Hispanic386.31344.6289.21%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →