ZIP profile

Banking access in ZIP 77016

Texas · Harris TX. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 44.0399. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index44.0399
National pressure rank#1,682 of 20,307
National percentile89.31
State pressure rank#152 of 1,436
State percentile87.47
Weighted banking-desert geography21.64%
Weighted potential-desert geography44.80%
Population banking-desert exposure31.18%
Population potential-desert exposure38.83%
Allocated population31,531.25
Allocated population in banking deserts9,831.99

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic242.9829.0011.94%LIMITED
Black non-Hispanic18,121.525,676.2131.32%HIGH
Residents with disabilities6,059.652,163.4335.70%HIGH
Hispanic12,467.613,962.1831.78%HIGH
Older residents4,400.211,538.5334.96%STANDARD
Other race non-Hispanic49.840.000.00%LIMITED
People of color31,038.949,667.3831.15%HIGH
Two or more races non-Hispanic156.990.000.00%LIMITED
White non-Hispanic492.31164.6133.44%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →