ZIP profile

Banking access in ZIP 76853

Texas · Lampasas TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.4178. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.4178
National pressure rank#235 of 20,307
National percentile97.55
State pressure rank#16 of 1,436
State percentile98.12
Weighted banking-desert geography95.42%
Weighted potential-desert geography0.00%
Population banking-desert exposure93.31%
Population potential-desert exposure0.00%
Allocated population1,371.42
Allocated population in banking deserts1,279.64

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.110.000.00%LIMITED
Black non-Hispanic49.1447.6396.94%LIMITED
Residents with disabilities370.88350.5094.51%LIMITED
Hispanic173.21155.9090.00%LIMITED
Older residents437.25416.2695.20%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color226.94203.5389.69%LIMITED
Two or more races non-Hispanic4.480.000.00%LIMITED
White non-Hispanic1,144.481,076.1194.03%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →