ZIP profile

Banking access in ZIP 76638

Texas · McLennan TX. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 49.651. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index49.651
National pressure rank#1,313 of 20,307
National percentile91.13
State pressure rank#112 of 1,436
State percentile90.25
Weighted banking-desert geography0.00%
Weighted potential-desert geography99.30%
Population banking-desert exposure0.00%
Population potential-desert exposure99.45%
Allocated population2,891.33
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.030.000.00%LIMITED
Asian non-Hispanic7.180.000.00%LIMITED
Black non-Hispanic65.260.000.00%LIMITED
Residents with disabilities288.530.000.00%LIMITED
Hispanic122.470.000.00%LIMITED
Older residents568.590.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color248.950.000.00%LIMITED
Two or more races non-Hispanic54.010.000.00%LIMITED
White non-Hispanic2,642.380.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →