ZIP profile

Banking access in ZIP 76557

Texas · McLennan TX. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 64.9195. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index64.9195
National pressure rank#784 of 20,307
National percentile94.84
State pressure rank#58 of 1,436
State percentile95.19
Weighted banking-desert geography29.89%
Weighted potential-desert geography70.07%
Population banking-desert exposure21.09%
Population potential-desert exposure78.88%
Allocated population6,068.50
Allocated population in banking deserts1,279.83

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.910.000.00%LIMITED
Asian non-Hispanic3.920.000.00%LIMITED
Black non-Hispanic176.6316.029.07%LIMITED
Residents with disabilities1,118.13181.2116.21%STANDARD
Hispanic1,261.56205.4116.28%STANDARD
Older residents1,139.04242.4421.28%STANDARD
Other race non-Hispanic0.540.000.00%LIMITED
People of color1,632.21248.4915.22%STANDARD
Two or more races non-Hispanic172.6527.0615.67%LIMITED
White non-Hispanic4,436.291,031.3423.25%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →