ZIP profile

Banking access in ZIP 76556

Texas · Milam TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 98.4481. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index98.4481
National pressure rank#135 of 20,307
National percentile98.04
State pressure rank#11 of 1,436
State percentile98.47
Weighted banking-desert geography98.45%
Weighted potential-desert geography0.00%
Population banking-desert exposure97.97%
Population potential-desert exposure0.00%
Allocated population1,527.61
Allocated population in banking deserts1,496.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.073.0197.89%LIMITED
Asian non-Hispanic7.367.1396.91%LIMITED
Black non-Hispanic191.00190.7299.86%LIMITED
Residents with disabilities235.27230.5798.00%LIMITED
Hispanic210.63205.1597.40%LIMITED
Older residents360.78354.4098.23%LIMITED
Other race non-Hispanic4.014.01100.00%LIMITED
People of color444.96438.6198.57%LIMITED
Two or more races non-Hispanic28.8928.5998.96%LIMITED
White non-Hispanic1,082.661,058.0797.73%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →