ZIP profile

Banking access in ZIP 76549

Texas · Bell TX. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 45.8485. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index45.8485
National pressure rank#1,587 of 20,307
National percentile89.78
State pressure rank#144 of 1,436
State percentile88.02
Weighted banking-desert geography37.26%
Weighted potential-desert geography17.19%
Population banking-desert exposure42.92%
Population potential-desert exposure20.20%
Allocated population53,845.70
Allocated population in banking deserts23,109.39

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic95.2077.1981.08%LIMITED
Asian non-Hispanic1,950.37957.8949.11%STANDARD
Black non-Hispanic19,892.5710,076.0850.65%HIGH
Residents with disabilities6,345.732,240.2335.30%HIGH
Hispanic13,418.564,385.1032.68%HIGH
Older residents2,410.77866.7535.95%STANDARD
Other race non-Hispanic7.000.000.00%LIMITED
People of color39,696.6817,207.5243.35%HIGH
Two or more races non-Hispanic3,347.241,106.2633.05%STANDARD
White non-Hispanic14,149.025,901.8741.71%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →