ZIP profile

Banking access in ZIP 76539

Texas · Lampasas TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 18.4304. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index18.4304
National pressure rank#3,325 of 20,307
National percentile81.17
State pressure rank#309 of 1,436
State percentile76.53
Weighted banking-desert geography17.16%
Weighted potential-desert geography2.54%
Population banking-desert exposure23.21%
Population potential-desert exposure4.02%
Allocated population8,205.21
Allocated population in banking deserts1,904.51

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic58.9111.8920.18%LIMITED
Asian non-Hispanic74.7920.2127.02%LIMITED
Black non-Hispanic811.88300.3136.99%LIMITED
Residents with disabilities1,611.99371.7923.06%STANDARD
Hispanic1,152.84277.9324.11%STANDARD
Older residents1,413.96338.6223.95%STANDARD
Other race non-Hispanic1.580.000.00%LIMITED
People of color2,409.84680.1828.23%STANDARD
Two or more races non-Hispanic250.5969.8427.87%LIMITED
White non-Hispanic5,795.371,224.3221.13%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →