ZIP profile

Banking access in ZIP 76305

Texas · Clay TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.9849. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.9849
National pressure rank#2,483 of 20,307
National percentile85.35
State pressure rank#223 of 1,436
State percentile82.52
Weighted banking-desert geography14.16%
Weighted potential-desert geography29.65%
Population banking-desert exposure18.23%
Population potential-desert exposure41.68%
Allocated population5,923.75
Allocated population in banking deserts1,079.80

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic41.656.8216.38%LIMITED
Asian non-Hispanic114.7512.2210.65%LIMITED
Black non-Hispanic481.20287.6759.78%LIMITED
Residents with disabilities1,086.83212.2419.53%STANDARD
Hispanic965.03265.2627.49%LIMITED
Older residents1,040.33104.3310.03%STANDARD
Other race non-Hispanic19.710.000.00%LIMITED
People of color1,783.62602.3733.77%STANDARD
Two or more races non-Hispanic159.8530.4019.02%LIMITED
White non-Hispanic4,140.14477.4311.53%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →