ZIP profile

Banking access in ZIP 76044

Texas · Johnson TX. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 40.3714. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index40.3714
National pressure rank#1,888 of 20,307
National percentile88.29
State pressure rank#166 of 1,436
State percentile86.49
Weighted banking-desert geography1.40%
Weighted potential-desert geography77.94%
Population banking-desert exposure1.64%
Population potential-desert exposure79.51%
Allocated population6,081.30
Allocated population in banking deserts99.58

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.700.5611.85%LIMITED
Asian non-Hispanic0.670.67100.00%LIMITED
Black non-Hispanic339.354.261.26%LIMITED
Residents with disabilities477.4811.422.39%LIMITED
Hispanic870.4423.732.73%LIMITED
Older residents1,228.8410.980.89%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,323.0131.382.37%STANDARD
Two or more races non-Hispanic107.842.162.01%LIMITED
White non-Hispanic4,758.2968.201.43%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →