ZIP profile

Banking access in ZIP 75792

Texas · Smith TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 63.6206. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index63.6206
National pressure rank#814 of 20,307
National percentile94.69
State pressure rank#61 of 1,436
State percentile94.99
Weighted banking-desert geography63.62%
Weighted potential-desert geography0.00%
Population banking-desert exposure61.12%
Population potential-desert exposure0.00%
Allocated population3,341.31
Allocated population in banking deserts2,042.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.1218.12100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic664.30468.1070.46%LIMITED
Residents with disabilities652.60298.3345.71%LIMITED
Hispanic213.9196.7445.23%LIMITED
Older residents685.31344.1450.22%LIMITED
Other race non-Hispanic34.5434.54100.00%LIMITED
People of color994.83644.9364.83%LIMITED
Two or more races non-Hispanic63.9627.4242.87%LIMITED
White non-Hispanic2,346.481,397.2459.55%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →