ZIP profile

Banking access in ZIP 75789

Texas · Smith TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.5556. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.5556
National pressure rank#5,983 of 20,307
National percentile67.97
State pressure rank#551 of 1,436
State percentile59.68
Weighted banking-desert geography0.08%
Weighted potential-desert geography4.95%
Population banking-desert exposure0.05%
Population potential-desert exposure6.55%
Allocated population9,057.53
Allocated population in banking deserts4.43

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic29.380.000.00%LIMITED
Asian non-Hispanic21.020.000.00%LIMITED
Black non-Hispanic1,188.470.460.04%STANDARD
Residents with disabilities1,094.790.670.06%STANDARD
Hispanic1,617.231.890.12%STANDARD
Older residents1,312.660.580.04%STANDARD
Other race non-Hispanic14.600.000.00%LIMITED
People of color3,015.802.500.08%STANDARD
Two or more races non-Hispanic138.920.150.11%LIMITED
White non-Hispanic6,041.731.930.03%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →