ZIP profile

Banking access in ZIP 75708

Texas · Smith TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.9205. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.9205
National pressure rank#4,526 of 20,307
National percentile75.22
State pressure rank#417 of 1,436
State percentile69.01
Weighted banking-desert geography8.92%
Weighted potential-desert geography0.00%
Population banking-desert exposure7.04%
Population potential-desert exposure0.00%
Allocated population8,931.76
Allocated population in banking deserts628.41

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic28.939.4732.74%LIMITED
Asian non-Hispanic83.390.000.00%LIMITED
Black non-Hispanic680.30205.5730.22%LIMITED
Residents with disabilities1,065.0776.227.16%STANDARD
Hispanic4,439.5150.321.13%STANDARD
Older residents1,052.52105.2310.00%STANDARD
Other race non-Hispanic20.1918.0689.43%LIMITED
People of color5,268.34283.575.38%HIGH
Two or more races non-Hispanic12.490.151.18%LIMITED
White non-Hispanic3,663.42344.849.41%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →