ZIP profile

Banking access in ZIP 75707

Texas · Smith TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.123. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.123
National pressure rank#3,789 of 20,307
National percentile78.88
State pressure rank#352 of 1,436
State percentile73.54
Weighted banking-desert geography7.64%
Weighted potential-desert geography12.96%
Population banking-desert exposure5.31%
Population potential-desert exposure18.31%
Allocated population14,207.15
Allocated population in banking deserts754.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.952.338.99%LIMITED
Asian non-Hispanic369.410.000.00%LIMITED
Black non-Hispanic1,602.42159.269.94%STANDARD
Residents with disabilities2,109.85154.837.34%STANDARD
Hispanic1,500.3796.286.42%STANDARD
Older residents2,546.92119.474.69%STANDARD
Other race non-Hispanic64.214.456.92%LIMITED
People of color3,984.76275.566.92%STANDARD
Two or more races non-Hispanic400.5811.822.95%LIMITED
White non-Hispanic10,222.39479.404.69%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →