ZIP profile

Banking access in ZIP 75705

Texas · Smith TX. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 90.6943. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index90.6943
National pressure rank#337 of 20,307
National percentile97.05
State pressure rank#23 of 1,436
State percentile97.63
Weighted banking-desert geography90.69%
Weighted potential-desert geography0.00%
Population banking-desert exposure88.78%
Population potential-desert exposure0.00%
Allocated population2,370.12
Allocated population in banking deserts2,104.18

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.3425.34100.00%LIMITED
Asian non-Hispanic1.040.000.00%LIMITED
Black non-Hispanic654.99626.5695.66%LIMITED
Residents with disabilities342.27299.7787.58%LIMITED
Hispanic237.38193.7381.61%LIMITED
Older residents397.39347.4587.43%LIMITED
Other race non-Hispanic48.3148.31100.00%LIMITED
People of color979.52903.6492.25%LIMITED
Two or more races non-Hispanic9.688.7089.87%LIMITED
White non-Hispanic1,390.591,200.5486.33%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →