ZIP profile

Banking access in ZIP 75704

Texas · Smith TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.86. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.86
National pressure rank#6,235 of 20,307
National percentile66.7
State pressure rank#574 of 1,436
State percentile58.08
Weighted banking-desert geography1.86%
Weighted potential-desert geography0.00%
Population banking-desert exposure1.51%
Population potential-desert exposure0.00%
Allocated population10,795.00
Allocated population in banking deserts162.80

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.261.2454.83%LIMITED
Asian non-Hispanic101.970.000.00%LIMITED
Black non-Hispanic2,464.677.340.30%STANDARD
Residents with disabilities2,256.0830.461.35%STANDARD
Hispanic3,003.0411.950.40%STANDARD
Older residents2,019.3735.841.77%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color5,716.2220.530.36%HIGH
Two or more races non-Hispanic137.860.000.00%LIMITED
White non-Hispanic5,078.79142.272.80%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →