ZIP profile

Banking access in ZIP 75645

Texas · Upshur TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 47.8293. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index47.8293
National pressure rank#1,465 of 20,307
National percentile90.38
State pressure rank#132 of 1,436
State percentile88.86
Weighted banking-desert geography47.83%
Weighted potential-desert geography0.00%
Population banking-desert exposure49.18%
Population potential-desert exposure0.00%
Allocated population10,671.16
Allocated population in banking deserts5,247.64

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic24.808.7435.26%LIMITED
Asian non-Hispanic32.120.010.04%LIMITED
Black non-Hispanic444.4652.0411.71%LIMITED
Residents with disabilities1,892.23869.0945.93%STANDARD
Hispanic1,147.68588.4751.27%STANDARD
Older residents1,771.07798.2145.07%STANDARD
Other race non-Hispanic53.5537.0269.13%LIMITED
People of color1,930.56760.2439.38%STANDARD
Two or more races non-Hispanic227.9473.9532.44%LIMITED
White non-Hispanic8,740.614,487.4051.34%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →