ZIP profile

Banking access in ZIP 75640

Texas · Upshur TX. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 13.5664. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index13.5664
National pressure rank#3,859 of 20,307
National percentile78.53
State pressure rank#360 of 1,436
State percentile72.98
Weighted banking-desert geography0.06%
Weighted potential-desert geography27.01%
Population banking-desert exposure0.09%
Population potential-desert exposure23.52%
Allocated population4,890.48
Allocated population in banking deserts4.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.190.010.07%LIMITED
Asian non-Hispanic19.960.000.00%LIMITED
Black non-Hispanic211.520.040.02%LIMITED
Residents with disabilities845.680.640.08%LIMITED
Hispanic53.890.551.02%LIMITED
Older residents734.340.590.08%LIMITED
Other race non-Hispanic0.520.047.14%LIMITED
People of color387.600.710.18%LIMITED
Two or more races non-Hispanic89.190.070.08%LIMITED
White non-Hispanic4,502.883.470.08%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →