ZIP profile

Banking access in ZIP 74855

Oklahoma · Lincoln OK. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.1926. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.1926
National pressure rank#4,660 of 20,307
National percentile74.55
State pressure rank#128 of 365
State percentile61.64
Weighted banking-desert geography6.72%
Weighted potential-desert geography2.95%
Population banking-desert exposure11.67%
Population potential-desert exposure4.56%
Allocated population4,392.99
Allocated population in banking deserts512.81

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic475.5255.9511.77%LIMITED
Asian non-Hispanic33.081.023.08%LIMITED
Black non-Hispanic56.631.021.80%LIMITED
Residents with disabilities1,064.3297.639.17%STANDARD
Hispanic154.9527.0517.46%LIMITED
Older residents901.2669.947.76%LIMITED
Other race non-Hispanic1.410.7452.57%LIMITED
People of color886.09117.8313.30%LIMITED
Two or more races non-Hispanic164.1832.0519.52%LIMITED
White non-Hispanic3,506.90394.9811.26%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →