ZIP profile

Banking access in ZIP 74820

Oklahoma · Pontotoc OK. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.2839. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.2839
National pressure rank#7,192 of 20,307
National percentile61.87
State pressure rank#187 of 365
State percentile45.48
Weighted banking-desert geography0.00%
Weighted potential-desert geography0.57%
Population banking-desert exposure0.00%
Population potential-desert exposure0.33%
Allocated population30,517.61
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4,711.490.000.00%STANDARD
Asian non-Hispanic278.440.000.00%LIMITED
Black non-Hispanic779.460.000.00%LIMITED
Residents with disabilities4,616.970.000.00%STANDARD
Hispanic1,691.960.000.00%STANDARD
Older residents4,830.220.000.00%STANDARD
Other race non-Hispanic37.900.000.00%LIMITED
People of color11,213.710.000.00%HIGH
Two or more races non-Hispanic3,676.470.000.00%STANDARD
White non-Hispanic19,303.900.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →