ZIP profile

Banking access in ZIP 74059

Oklahoma · Payne OK. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.2153. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.2153
National pressure rank#5,771 of 20,307
National percentile69.03
State pressure rank#150 of 365
State percentile55.62
Weighted banking-desert geography0.16%
Weighted potential-desert geography6.12%
Population banking-desert exposure0.22%
Population potential-desert exposure8.44%
Allocated population5,087.90
Allocated population in banking deserts11.26

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic186.350.640.34%LIMITED
Asian non-Hispanic9.490.050.57%LIMITED
Black non-Hispanic217.903.031.39%LIMITED
Residents with disabilities778.012.390.31%LIMITED
Hispanic180.650.380.21%LIMITED
Older residents688.222.050.30%LIMITED
Other race non-Hispanic3.200.020.48%LIMITED
People of color702.054.280.61%LIMITED
Two or more races non-Hispanic104.460.160.15%LIMITED
White non-Hispanic4,385.856.980.16%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →