ZIP profile

Banking access in ZIP 74038

Oklahoma · Pawnee OK. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.7297. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.7297
National pressure rank#51 of 20,307
National percentile98.46
State pressure rank#3 of 365
State percentile98.36
Weighted banking-desert geography99.73%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.66%
Population potential-desert exposure0.00%
Allocated population2,507.58
Allocated population in banking deserts2,499.12

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic192.88192.1899.64%LIMITED
Asian non-Hispanic0.010.000.00%LIMITED
Black non-Hispanic4.314.2799.18%LIMITED
Residents with disabilities319.66318.4399.61%LIMITED
Hispanic64.7764.6399.79%LIMITED
Older residents557.90556.2199.70%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color407.72406.0199.58%LIMITED
Two or more races non-Hispanic145.75144.9299.44%LIMITED
White non-Hispanic2,099.862,093.1199.68%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →