ZIP profile

Banking access in ZIP 74023

Oklahoma · Payne OK. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.3134. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.3134
National pressure rank#7,165 of 20,307
National percentile62.01
State pressure rank#185 of 365
State percentile46.03
Weighted banking-desert geography0.04%
Weighted potential-desert geography0.55%
Population banking-desert exposure0.04%
Population potential-desert exposure0.62%
Allocated population11,079.73
Allocated population in banking deserts4.04

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic526.310.630.12%LIMITED
Asian non-Hispanic12.300.100.84%LIMITED
Black non-Hispanic402.100.120.03%LIMITED
Residents with disabilities1,951.880.460.02%STANDARD
Hispanic642.470.030.00%LIMITED
Older residents1,868.550.570.03%STANDARD
Other race non-Hispanic72.620.000.00%LIMITED
People of color2,276.010.980.04%STANDARD
Two or more races non-Hispanic620.210.100.02%LIMITED
White non-Hispanic8,803.723.060.03%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →