ZIP profile

Banking access in ZIP 72740

Arkansas · Madison AR. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 43.903. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index43.903
National pressure rank#1,691 of 20,307
National percentile89.26
State pressure rank#32 of 285
State percentile88.77
Weighted banking-desert geography34.72%
Weighted potential-desert geography18.37%
Population banking-desert exposure38.88%
Population potential-desert exposure16.25%
Allocated population9,096.02
Allocated population in banking deserts3,536.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.7218.6572.52%LIMITED
Asian non-Hispanic75.8975.4599.42%LIMITED
Black non-Hispanic16.630.633.81%LIMITED
Residents with disabilities1,692.51612.0436.16%STANDARD
Hispanic770.71211.8427.49%LIMITED
Older residents1,561.83682.9343.73%STANDARD
Other race non-Hispanic5.225.22100.00%LIMITED
People of color1,287.08361.5228.09%STANDARD
Two or more races non-Hispanic304.8649.7216.31%LIMITED
White non-Hispanic7,808.943,174.6340.65%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →